How to improve your credit score to get a mortgage

As you might be aware, having a good credit score can make all the difference when applying for a mortgage. As a rule of thumb, the lower your credit score, the more likely it is that you will pay a higher interest rate and in turn pay more for the property you are...

Types of Mortgages: pros and cons of Subprime &

Types of Mortgages: pros and cons of Subprime & Jumbo mortgages Getting a mortgage for the first time or indeed getting a new mortgage can be so confusing with technical terms and interest rates that if you don’t understand, could end your dream property being...

7 Steps to Take When Buying a Property

Step 1: Credit Score Having a good credit score can make the difference between a high or low fees on your mortgage or whether you need to set aside more capital on your down payment. Scores below 700 tend to lead to more fees and a larger down payment. 700 –...